Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Latest News:
- 10 years after the Fort McMurray fire, wildfire risk and smoke concerns are a national issueMississauga, ON (Apr. 29, 2026) – Marking the 10-year anniversary of the 2016 Fort McMurray wildfire, First Onsite Property Restoration is sharing new insights into how Canadians are thinking about wildfire risk today. Recent survey data shows growing concern about wildfires and smoke nationwide, ...
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
News and Articles
- 10 years after the Fort McMurray fire, wildfire risk and smoke concerns are a national issue
- A Decade After the Fort McMurray Wildfire: Where Do We Stand on Wildfire Risk and Preparedness?
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- Insurance Experts Share Advice as Flooding Affects Communities in Ontario
- Home Insurance Affordability: Implications for the Insurance Industry in Canada
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- National flood risk blind spot: Majority of Canadians are not concerned about flooding, and many have yet to take action
- Wildfires, storms, floods contribute to record 92% of global insured losses in 2025: Swiss Re Institute
- IBHS and APCIA launch comprehensive new toolkit to help communities reduce wildfire risk
- Homeowners Insurance Claims Satisfaction Improves as Repair Cycle Times Improve: JD Power




