Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Latest News:
- Rising heat, growing exposure, changing hazards: benign first half of 2026 masks rising natural catastrophe risk, finds Swiss Re InstituteGlobal insured natural catastrophe losses in first half of 2026 estimated at USD 42 billion, lowest first-half total since 2020 Severe convective storms remained the biggest insured-loss driver at an estimated USD 28 billion, below long-term trend June’s record heat and persistent dry ...
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
News and Articles
- Rising heat, growing exposure, changing hazards: benign first half of 2026 masks rising natural catastrophe risk, finds Swiss Re Institute
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- Climate Change Responsible for Half of Insurance Premium Increases Since 2008
- IBC shares key insurance guidance for residents affected by flooding
- New Statistics Canada report confirms extreme weather reshaping Canada’s home insurance market
- Ontario Home Insurance Premiums Rise 6.2% Year-Over-Year: Rates.ca Home Insuramap Report
- Preparing for Hail and Strong Winds: Canadians don’t know where to start
- FM and PURE Insurance Partner to Strengthen Loss Prevention for High-Value Homes




