Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Latest News:
- National flood risk blind spot: Majority of Canadians are not concerned about flooding, and many have yet to take actionIntact Insurance has quick wins for homeowners to strengthen flood prevention this season Toronto, ON (Apr. 1, 2026) – Most Canadians aren’t worried about flood, even though most major cities face them. Results from a new national survey[1] show that 62% of Canadians are not concerned about ...
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
News and Articles
- National flood risk blind spot: Majority of Canadians are not concerned about flooding, and many have yet to take action
- Wildfires, storms, floods contribute to record 92% of global insured losses in 2025: Swiss Re Institute
- IBHS and APCIA launch comprehensive new toolkit to help communities reduce wildfire risk
- Homeowners Insurance Claims Satisfaction Improves as Repair Cycle Times Improve: JD Power
- Cross Border Travel and Property Ownership Drive Increased Focus on Mexican Issued Insurance Coverage
- ICLR Launches CatView Natural Hazard Platform
- FMIC Expands Use of Chrp’s AI-Based Home Health Reports to Reduce Non-CAT Water & Fire Claims
- Climate Change and Wildfire Smoke Top Canadians’ Disaster Concerns as Weather Worries Shift Regionally
- Nationwide and Chrp introduce AI-powered virtual home inspection program to help homeowners get ahead of common risks
- ZestyAI Launches AI-Powered Property-Level Model to Predict “Everyday Fire” Risk




