Coalition Unveils Enhanced Business Recovery Endorsements

New innovations to its Active Cyber Insurance offering announced at company’s flagship Activate conference

New York, NY (Apr. 15, 2026) — Coalition, the world’s first Active Insurance provider designed to help prevent digital risk before it strikes, has announced new product innovations, including its Enhanced Business Recovery Endorsements, during its Activate conference.

“Too often, the financial impact of a cyber incident shows up long after the attack is contained, especially for businesses that rely on a handful of critical customers for the majority of their revenue. Businesses need peace of mind that their coverage will actually kick in when they need it most,” said Shawn Ram, Chief Revenue Officer at Coalition.  “Our new Enhanced Business Recovery Endorsements are built to make funds available faster, offering the cashflow necessary to stay resilient.”

The suite of endorsements includes:

• Key Customer Coverage: Protects revenue tied to a policyholder’s biggest customers. If a key customer is hit by a cyber incident and has to pause or cut back orders, this coverage helps the policyholder replace those profits. It turns a customer’s cyber outage into a covered revenue loss, so one disrupted relationship doesn’t become a business-threatening cash crunch.
• Rapid Review: Replaces the traditional process of resolving business interruption losses with a single, neutral forensic accountant so everyone is working from the same set of numbers. This streamlined accounting process shortens the timeline to a payout and helps policyholders get to “money in the bank” faster.
• Cashflow Lifeline: Provides an early cash advance to small and midsize businesses (SMBs) to help stabilize their operations during the claims adjustment period. This helps businesses keep paying their staff, serving customers, and staying afloat while the claim runs its course.
• Reduced Waiting Period for MDR: For insureds that use a qualifying MDR provider, the direct business interruption (BI) waiting period is reduced. This reflects the faster detection and recovery MDR delivers and rewards insureds who invest in better security hygiene.

“Business interruption has historically been one of the most painful parts of a cyber claim because it often turns into an adversarial back‑and‑forth,” said Rob Jones, Head of Global Claims at Coalition. “Traditional BI claims can drag on for months as carriers and policyholders debate assumptions and spreadsheets. These disputes are often quite difficult because the policyholder has already been a victim in the underlying event. With these new endorsements, we’re continuing to pursue objectivity in reconciling losses by aligning everyone to help reduce the emotional toll and get cash to our policyholders faster, so they can focus on maintaining business as usual.”

These endorsements are currently only available in the United States and Canada (excluding Quebec). Brokers can speak with a dedicated Coalition underwriter to add these endorsements to a quote. Log in to Coalition’s Broker IQ Platform or send a completed application via email to submissions@coalitioninc.com to get started.

• Learn more about Coalition in the InsurTech Spotlight.

About Coalition

Coalition is the world’s first Active Insurance provider designed to help prevent digital risk before it strikes. Active Insurance combines comprehensive insurance coverage and proven cybersecurity tools to make cybersecurity easier to manage and less costly for businesses. Leveraging its relationships with leading global insurers and capacity providers, including Coalition Insurance Company, Coalition offers its Active Insurance products to businesses around the world. Coalition customers can receive AI-informed security alerts, expert advice, and other cybersecurity tools through its cyber risk management platform, Coalition Control®. Customers can also access incident response services through its affiliate Coalition Incident Response, which also offers additional security products and services, including automated Managed Detection and Response by Wirespeed™. Founded in 2017, Coalition is a remote-first company with employees supporting over 100,000 policyholders worldwide. For more information, visit www.coalitioninc.com.

Insurance products are offered in Canada by Coalition Insurance Solutions Canada, Inc. (“CIS Canada”), a licensed insurance producer in all Canadian provinces, with a principal place of business in Vancouver, British Columbia (Canada) (license #LIC-2020-0020925-R01), acting on behalf of a number of unaffiliated insurance companies. Insurance products offered through CIS Canada may not be available in all provinces. See licenses and disclaimers. CIS Canada receives commission from insurers listed on each policy in connection with the sale of insurance to the policyholder. Security products and services are provided by Coalition Incident Response Inc. or its affiliates, including Coalition Incident Response Canada, Inc., dba Coalition Security. Coalition Security does not provide insurance products. The purchase of a Coalition insurance policy is not required to purchase any Coalition Security product or service.

Coalition is the marketing name for the global operations of affiliates of Coalition, Inc.

Copyright © 2026. All rights reserved. Coalition, Coalition Control, and the Coalition logo are trademarks of Coalition, Inc.

SOURCE: Coalition via Omnia Partners