Coalition Launches Its Innovative, Market-Leading Active Cyber Policy in Canada

Revamped cyber insurance policy offers expanded protection for AI-enabled fraud and supply chain disruptions while rewarding security-conscious policyholders

Vancouver, BC (Mar. 10, 2026) — Coalition, the world’s first Active Insurance provider designed to help prevent digital risk before it strikes, has announced the availability of its Active Cyber Policy in Canada.* The new cyber insurance policy expands protection for Canadian organizations facing faster-moving ransomware attacks, AI-enabled fraud, and growing regulatory scrutiny. It integrates Coalition’s most popular endorsements into the base form and introduces clear financial incentives for businesses that invest in proactive risk management.

“Canadian businesses need a cyber insurance policy that helps them feel confident about navigating the increasingly complex and fast-moving digital threat landscape,” said George Bozanin, Head of Canada at Coalition. “The Active Cyber policy delivers broader, market-leading coverage that’s both easier for brokers to explain and easier for policyholders to implement, creating better value and outcomes.”

The Active Cyber Policy includes a more flexible policy structure, including optional separate limits for breach response costs and unlimited reinstatements for eligible businesses, ensuring maximum protection even after multiple cyber events. Coalition’s Active Cyber Policy also rewards security-conscious businesses, directly tying better security practices and rapid response to lower out-of-pocket costs.

Key enhancements in the Active Cyber Policy include:

• AI and deepfake coverage: Explicit coverage for AI‑driven attacks, including malicious use of AI technology, machine learning exploits, and deepfake‑enabled social engineering in funds transfer fraud (FTF) events.
• Reduced retention for early FTF reporting: Lower retention for FTF incidents reported within 72 hours, incentivizing rapid incident reporting to increase the likelihood of recovering stolen funds.
• Unlimited Reinstatements^†: Policy limits automatically reset for each separate incident, helping ensure one large claim does not exhaust coverage for subsequent events during the policy period.
• Vanishing Retention^†: Policyholders can reduce their retention over time by remaining claim‑free and remediating critical cybersecurity issues identified in Coalition Control®, directly tying better cybersecurity practices to lower out‑of‑pocket costs.
• Expanded contingent business interruption: Coverage for business interruption loss when a non‑IT provider experiences a security or systems failure that disrupts the policyholder’s operations.
• Optional separate limits for breach response costs: Flexibility to include Breach Response costs as a separate limit, preserving the full limits of the main policy for other potential claims.
• $0 retention when using Coalition Incident Response (CIR)^‡: No out‑of‑pocket costs for digital forensics and incident response services when policyholders use CIR, removing a key barrier to fast reporting and decisive action.

The Active Cyber Policy is available for organizations in Canada (excluding Quebec*) with up to $5 billion in annual revenue, with up to $20 million in limits. All new business and renewals quoted on or after March 10 will be issued on the new form. Brokers can receive a quote in minutes through Coalition’s Broker Platform or send a completed application via email to submissions@coalitioninc.com.

Notes

* The Active Cyber Policy is not available in Quebec. For organizations in Quebec, quotes and policies will continue to be issued on the existing policy form.

^† By request for eligible businesses under $100 million in revenue. Subject to policy terms and conditions. Limitations and exclusions apply.

^‡ Incident response services provided through Coalition Security are offered to Coalition policyholders via Coalition’s panel provider list and are subject to availability. Limitations and exclusions apply; see Terms of Service for details.

• Learn more about Coalition in the InsurTech Spotlight.

About Coalition

Coalition is the world’s first Active Insurance provider designed to help prevent digital risk before it strikes. Active Insurance combines comprehensive insurance coverage and proven cybersecurity tools to make cybersecurity easier to manage and less costly for businesses. Leveraging its relationships with leading global insurers and capacity providers, including Coalition Insurance Company, Coalition offers its Active Insurance products to businesses around the world. Coalition customers can receive AI-informed security alerts, expert advice, and other cybersecurity tools through its cyber risk management platform, Coalition Control®. Customers can also access incident response services through its affiliate Coalition Incident Response, which also offers additional security products and services, including automated Managed Detection and Response by Wirespeed™. Founded in 2017, Coalition is a remote-first company with employees supporting over 100,000 policyholders worldwide. For more information, visit www.coalitioninc.com.

Insurance products are offered in Canada by Coalition Insurance Solutions Canada, Inc. (“CIS Canada”), a licensed insurance producer in all Canadian provinces, with a principal place of business in Vancouver, British Columbia (Canada) (license #LIC-2020-0020925-R01), acting on behalf of a number of unaffiliated insurance companies. Insurance products offered through CIS Canada may not be available in all provinces. See licenses and disclaimers. CIS Canada receives commission from insurers listed on each policy in connection with the sale of insurance to the policyholder. Security products and services are provided by Coalition Incident Response Inc. or its affiliates, including Coalition Incident Response Canada, Inc., dba Coalition Security. Coalition Security does not provide insurance products. The purchase of a Coalition insurance policy is not required to purchase any Coalition Security product or service.

Coalition is the marketing name for the global operations of affiliates of Coalition, Inc.

Copyright © 2026. All rights reserved. Coalition, Coalition Control, and the Coalition logo are trademarks of Coalition, Inc.

SOURCE: Coalition via Omnia Partners