Managing Rising Risks: Climate-Resilient Shorelines for Canada
Canada’s coastal communities play a vital role in sustaining our economy, biodiversity, and cultural heritage. Naturally dynamic and ever-changing, these environments now face amplified pressures as climate change accelerates. Stronger storms, fluctuating sea and lake levels, and thawing permafrost are increasing flooding and erosion—testing the resilience of communities across the country.
But despite growing awareness, Canada’s preparedness for these impacts remains uneven. This report outlines practical strategies aligned with the Government of Canada’s National Adaptation Strategy, providing a consistent, long-term framework for shoreline governance. The guidance aims to strengthen climate resilience across Canada’s coastal communities.
Waterloo, ON (Nov. 25, 2025) – Canada has a marine coastline twice as long as any other country and shares four Great Lakes with the United States. A new report warns that without coordinated planning; coastal communities face increasing flooding and erosion as climate change accelerates.
The Intact Centre on Climate Adaptation at the University of Waterloo, in collaboration with the Standards Council of Canada, developed new national guidance to help governments and communities strengthen shoreline resilience. The report, Managing Rising Risks: Climate-Resilient Shorelines for Canada, provides a practical framework for developing Regional Shoreline Management Plans (RSMPs) that integrate science, policy, and local priorities.
In recent weeks, the vulnerability of Canada’s shorelines became evident when the remnants of Hurricane Melissa forced evacuations in Newfoundland and Labrador as wind-driven waters surged over seawalls. As storms and hurricanes intensify due to irreversible climate change, strengthening Canada’s marine and Great Lakes shorelines is essential to protect communities and secure Canada’s capacity to conduct commerce through coastal ports.
The new framework aligns with recommendations from the recent UN Climate Change conference, COP30, which warn of the need to prepare the world’s coastlines from the worsening impacts of storm surge and sea level rise. According to the World Meteorological Association, global mean sea level is increasing at approximately 5 mm per year. Despite these escalating risks, Canada lacks a coordinated national approach to shoreline management.
“The existing gaps in coastal standards have left coastal communities vulnerable to the increasing impacts of climate change,” said Chantal Guay, CEO, Standards Council of Canada. “By providing Canadian-specific direction, this report will guide our communities toward concrete recommendations to address unique regional challenges.”
The guidance outlines nine stages toward regional shoreline protection, including establishing regional committees, engaging Indigenous communities, and integrating outcomes into emergency-management systems—aligned with the international ISO 31000 Risk Management Standard.
“Protecting Canada’s shorelines is critical to our national climate resilience,” said Dr. Anabela Bonada, managing director, climate science at the Intact Centre. “This framework provides clear recommendations for governments to plan collaboratively, respect Indigenous governance rights, and invest in shoreline solutions that protect people, property, and ecosystems for generations to come.”
Top five recommendations from the report:
- Combine nature-based and engineered solutions to build resilience.
- Co-develop strategies with Indigenous governments and ensure Indigenous leadership guides decisions at every stage.
- Manage shorelines based on how water and sediment naturally move through the landscape.
- Create clear laws and policies so everyone follows the same approach.
- Strengthen coordination and collaboration across all levels of government.
The guidance is intended to support all levels of government and Indigenous communities, along with conservation authorities, industry partners, and community organizations, as they work to include climate resilience in shoreline decision-making.
“By learning from international experience and Indigenous leadership here at home, we can build coastlines that are both climate-resilient and socially equitable,” said Kathryn Bakos, Managing Director, Finance and Resilience, Intact Centre on Climate Adaptation. “This report moves Canada toward the national coordination needed to protect communities and infrastructure from rising risks.”
- Access the report: Managing Rising Risks: Climate-Resilient Shorelines for Canada
About the Report
Canada’s shorelines are facing growing risks from climate change, erosion, and development. This new national guidance, developed for the Standards Council of Canada, outlines how regional shoreline management can help communities plan and adapt more effectively across entire coastal and freshwater systems. It presents nine steps in a risk management process to guide the integration of nature-based solutions, coordinated planning, and consistent policy frameworks that protect people, property, and ecosystems while preserving the natural character of our shores.
About Standards Council of Canada
Since 1970, SCC has helped make life safer, healthier, more prosperous and sustainable for people, communities and businesses in Canada through the power of standardization. SCC works with a vast network of partners nationally and around the world, acting as Canada’s voice on standards and accreditation on the international stage. For more information, visit www.scc-ccn.ca.
About the Intact Centre for Climate Adaptation
The Intact Centre for Climate Adaptation (Intact Centre or ICCA) is an applied research centre at the University of Waterloo. The Intact Centre was founded in 2015 with a gift from Intact Financial Corporation, Canada’s largest property and casualty insurer. The Intact Centre helps homeowners, communities and businesses to reduce risks associated with climate change and extreme weather events. For more information, visit www.intactcentreclimateadaptation.ca.
About the University of Waterloo
The University of Waterloo is Canada’s top innovation university. With more than 42,000 full and part-time students (Fall 2020), the university is home to the world’s largest co-operative education system of its kind. The university’s unmatched entrepreneurial culture, combined with an intensive focus on research, powers one of the top innovation hubs in the world. For more information about Waterloo, please visit uwaterloo.ca.
About Intact Financial Corporation
Intact Financial Corporation (TSX: IFC) is the largest provider of property and casualty (P&C) insurance in Canada, a leading provider of global specialty insurance, and, with RSA, a leader in the U.K. and Ireland. Our business has grown organically and through acquisitions to over $20 billion of total annual premiums. In Canada, Intact distributes insurance under the Intact Insurance brand through a wide network of brokers, including its wholly-owned subsidiary BrokerLink, and directly to consumers through belairdirect. Intact also provides affinity insurance solutions through the Johnson Affinity Groups. In the U.S., Intact Insurance Specialty Solutions provides a range of specialty insurance products and services through independent agencies, regional and national brokers, and wholesalers and managing general agencies. Outside of North America, the Company provides personal, commercial and specialty insurance solutions across the U.K., Ireland, Europe and the Middle East through the RSA brands. For more information, visit www.intactcf.com.
SOURCE: Intact Centre on Climate Adaptation, Faculty of Environment, University of Waterloo
Tags: climate change, Intact, Intact Centre on Climate Adaptation
