For over 200 years, CIGNA* has been a leading provider of employee benefits. CIGNA International currently has an operational presence in 27 countries of the world. A business unit of CIGNA International, CIGNA International Expatriate Benefits has more than 25 years of worldwide experience and unparalleled service excellence. Providing access to worldwide health care using the latest technology advances, we consistently accomplish our primary goal of providing exceptional customer service for internationally mobile employees while they are on assignment.

CIGNA International Expatriate Benefits offers group benefits to multinational employers for their employees who live and work outside their country of citizenship. Our offerings target the personal healthcare needs of expatriates, their family members, and other globally mobile employees. We offer a full line of employee benefits (Medical, Dental, Vision, Pharmacy Management, Life, AD&D and Long Term Disability) as well as international business travel coverage. Coverage is available for groups with two or more expatriate employees on short or long-term assignments.

Quality Health Care: The core of CIGNA International Expatriate Benefits' service philosophy is Global HealthCare Management Services, a CIGNA-managed, fully integrated, worldwide, physician-directed healthcare management system with 24-hour access to web-based information and toll-free telephonic customer service. CIGNA understands the intricacies of worldwide health care delivery and has the resources to support your employees wherever they are in the world.

Administrative Services Account management, claims processing, customer service, underwriting, finance and administrative services are all provided from our International Service Center located in Wilmington, Delaware.

Claims Administration CIGNA International Expatriate Benefits provides high quality claims processing services. Employee members and their eligible dependents may either fax, mail or email their claims directly to our International Service Center for processing. Claim forms are available in 12 languages, and reimbursements are paid in over 100 currencies. We adjudicate claims according to appropriate international medical standards and reasonable and customary medical practices. We consistently process 90% of claims within a 10-day turnaround time. This capability is unmatched in the international marketplace.

At CIGNA International Expatriate Benefits, we are committed to continuously increasing the quantity and the quality of our offerings. Through continuous innovation, CIGNA International has developed a comprehensive range of group and individual insurance products, healthcare management services, and other related expatriate services.

*CIGNA refers to CIGNA Corporation and/or one or more subsidiaries and affiliates. Products and services are provided by these subsidiaries and affiliates and other contracted companies and not by CIGNA Corporation. CIGNA, CIGNA International and CIGNA International Expatriate Benefits are registered servicemarks of CIGNA Intellectual Property, Inc., licensed for use by CIGNA Corporation and its subsidiaries.

© Copyright 2004 CIGNA