Information & Articles

Directory of Contractors Insurance Providers

Who are Contractors?

By the term contractors, we are referring to those involved in "Construction":

• Industrial
• Institutional
• Residential

who do new construction or renovations and/or additions to existing structures, and of course landscaping.

Both general contractors, who bid on and then manage a job, and sub-contractors, often with fewer personnel and a particular skill or trade, are included in this group of contractors for insurance purposes.

Insurance for Contractors

By the nature of their work, contractors have a number of unique risks that they face. Contractors typically have transportation as part of their daily work - transporting tools, equipment, employees and supplies to and from, and between job sites. Equipment and supplies are often stored both off and on-site.

In order to even bid on some jobs, or certainly in order to win them, various bonds are often required.

A variety of types of liability insurance are required, in the event that any of a number of things don't go as well as they should and someone or something else incurs a loss.

The specific types of insurance or related assistance that contractors need include:

• Bonds of various types including:
• pre-qualification letters
• bid bonds
• contractors surety bonds
• commercial general liability, and extensions to umbrella liability
• design/build errors and omissions
• builder's risk, while work is in progress
• rented contractors equipment
• fleet coverage for the various vehicles
• certificates of insurance, delivered expeditiously on request

Articles

• The Concierge Insurance Service Package is only available from Mac Vanderhout Insurance Brokers

Directory of Contractors Insurance Providers

Mac Vanderhout Insurance Brokers Limited	Serving all of Ontario Dwayne Vanderhout H.B.A. Author, Speaker, Consultant President, Mac Vanderhout Insurance Brokers	Who Else Wants to Save up to 37% on their Contractors Insurance??
contact info
18 Reasons to Call Us.....1-800-668-0214 ext. 10 Buy your insurance over the phone! We are contractor liability insurance specialists In many cases we can quote your liability insurance in less than 10 minutes Savings of up to 37% New contractors with no previous insurance are welcome ....and 13 more reasons Our office hours are from 8:30 a.m. to 4:30 p.m. Monday to Friday. If you are calling after hours and want us to call you back during our next business day call 800-668-0214 ext 10 and leave a message with the date, time and phone number and we will call you! FREE Report ... 11 Ways You Can Really Save on Your Auto Insurance. We can help most types of contractors from Air Conditioning to Windows and most sizes from one-person renovators right up to firms who have worked on the recent GTAA (Toronto) airport terminal project. We serve all of Ontario. You do not have to visit with us personally, although you are always welcome to see us if you are in the neighbourhood.

Things to keep in mind

See the Online Quotes Overview for some considerations and caveats before purchasing insurance online.